Many homeowners have a love-hate relationship with their Homeowners’ Association (HOA), the group that makes and enforces rules for the properties in a subdivision or jurisdiction. There have been many stories in the media from any given community about the battles between homeowners and their HOA to the point of inspiring new laws.
But you don’t have to have a bitter relationship with your own HOA. With a few proactive tips, you could actually have a positive experience and even get some benefits from your membership.
Know the rules – One of the best ways to maximize your relationship with your HOA is to know what the boundaries are and stay within them. Some associations may place restrictions on the external appearance of your house, such as what color you can paint it or where to store your garbage can. Each member of the HOA should have access to the organization’s bylaws and rules. Read and follow them in order to avoid violations, fines or costly legal proceedings.
Get involved – Associations usually have regular meetings to address issues and give updates to homeowners in the area. Don’t skip out on these. Even if you’re not sure you’ll get much out of the meeting, it’s still good to attend and get to know the people who make decisions that may affect the enjoyment of your home and neighborhood. And get to know your neighbors. They’re members too, and if you ever have an issue with the HOA, there is strength in numbers.
Run for a position on the board – If you’d like to have more control over the establishment and enforcement of rules in your subdivision, considering joining the board. Not only will this give you an inside look at how the association presides over the subdivision, but you’ll have voting power on all proposals and influence on other board members to act in the best interest of the homeowners.
Get approval before you make changes – After you’ve read your HOA’s bylaws cover to cover, you should still get in writing approval for any changes you plan to make to your home. Even when the updates you want to make fall within the rules, the HOA board could make you undo the changes if you didn’t seek approval first, which can be frustrating and costly for you.
Pay what you owe – Every year you are obligated to pay HOA dues. This is non-negotiable. Pay the full amount on time or face late charges. If you fail to pay at all, you could end up losing your home altogether. The same sentiment applies to fees. If your association fines you for a violation, pay the fee. The last thing you want is for your HOA to place a lien on your property for failure to pay fines, no matter how low the amount.
Your relationship with your homeowners’ association doesn’t have to be a contentious one. Follow these tips and you can enjoy your home and neighborhood for years to come.
For help in finding a neighborhood with an HOA that suits your needs, contact us at Nan and Company Properties at 713-714-6454.